We’ve partnered with MoneySuperMarket to help you compare a wide range of car insurance options in one place, with added insight from Which? We reviewed six Direct Line policies, but only one made it into the top 10 of our table You can speak to Direct Line using webchat or their WhatsApp messaging service.
Why choose Direct Line car insurance?
If you use your garage, you’ll still get a hire car for up to 21 days consecutively. We’ve got a special van insurance quote journey to help you get the best cover for your vehicle. We’ll help if either you or your partner are injured or killed in a car accident. There are restrictions to this benefit, such as age (must be over 25 at policy start / renewal date) and occupation. You’ll get a replacement car at no extra cost for the duration of your car’s repair if it’s being fixed by one of our approved repairers. See what else is included with our three comprehensive cover levels below.We also offer Third Party, Fire and Theft.
Can I get cheaper car insurance?
Previous claims or convictions You must tell us about these events, or it could invalidate your policy if you need to make a future claim. How far you drive The more miles you drive, it’s more likely you’ll be involved in an accident. However, the risk of being involved in an accident tends to increase after the age of 70.
- However, the risk of being involved in an accident tends to increase after the age of 70.
- We assess how important different policy elements are to drivers when choosing and using car insurance, and weight different areas of cover accordingly.
- A child car seat provides essential safety for a child in the event of an accident.
- We’ve reviewed all six of these Direct Line policies.
- “Taking out the car insurance was easy to do and price was very competitive.”
You can drive other cars as long as you have permission from the vehicle owner. Covers more than the essentials, such as claims made against you and if your car is stolen. Find the right policy for your vehicle using the service provided by MoneySuperMarket Its claims score of 74% means it shared 8th place with Admiral and Lloyds Bank, below the AA and LV with 75%. It also offers discounts to customers who buy car and home insurance. But how many drivers this will be useful to depends in part on how the insurer defines ‘new’.
DrivePlus Insurance
The price of your Direct Line car insurance quote depends on how likely you are to make a claim and how expensive that claim could be. Your No Claim Discount Details of any claim-free driving could reduce your premium. We’ll cover you for any damage caused to your car by using the wrong fuel.
- If you can’t drive after an accident and you need to stay in a hotel, we’ll help cover those costs.
- Although we were impressed with its cover, Direct Line’s middling customer score and a higher-than-average complaints rate from claimants meant we didn’t award its products Best Buys.
- Personal details Your address, driving license info, previous claims and other named drivers on your policy.
- Of the six Direct Line policies we reviewed, its Comprehensive Plus policy did best in our analysis.
- We’ve got a special van insurance quote journey to help you get the best cover for your vehicle.
- As they’re online products, you’ll manage everything to do with your policy online.
New car replacement for 24 months
And because it’s all online, getting started is quick and easy. They were the first UK insurer to sell directly to customers over the phone. Direct Line has been a trusted name in car insurance since 1985.
What else do Direct Line offer?
A child car seat provides essential safety for a child in the event of an accident. Whether you’ve saved up for it, taken out a loan to finance it or the bank of mum and dad are stepping in, it’s something you’ll never forget. In the insurance industry, this rule change is known as Pricing Practices Regulation, or PPR. From January 2022, all insurers must make sure existing customers are offered the same price at renewal as they would get when buying a new policy.
Direct Line: how can I claim?
Where you live Some areas are riskier than others, and accidents are more likely if you live in an area with relatively high traffic levels. Your job What you do for work can impact the time you travel, and the amount of driving you do. Policy start date An inaccurate or change in start date may affect your premium. Your car details Your car’s registration number (or its make, model and year), as well as its value, purchase date and annual mileage.
We asked Direct Line customers who have recently made a claim how they felt about their car insurance. However, its lack of admin fees for mid-term policy adjustments, personal myvip casino accident cover of £10,000 and generous no-claims discount protections were highlights in our analysis. The cover provides protection against legal liability for death or bodily injury to a third party and damage to third party property. When overall levels of traffic change, the number of claims can change too. Crime rate A spate of crimes resulting in more car insurance claims could result in higher premiums to reflect the risk level of your car’s location.
Although we were impressed with its cover, Direct Line’s middling customer score and a higher-than-average complaints rate from claimants meant we didn’t award its products Best Buys. Check you’re getting a great deal on car insurance using the service provided by MoneySuperMarket Select a policy from our table to see what it offers and how it scored.